·       THIS IS A TRUE RE’ESTABLISH CREDIT PROGRAM


·       IF YOU ARE SERIOUSLY INTERESTED IN REBUILDING YOUR CREDIT THEN PLEASE CONTINUE……..


·       OBJECTIVE IS TO OBTAIN LOW INTEREST RATES


QUALIFICATIONS FOR BANKRUPTCY PROGRAM


CHAPTER 7


·       WE HAVE PROGRAM BEFORE YOU ARE DISCHARGED


·       WE CAN HELP RIGHT AFTER YOUR MEETING OF CREDITORS ( LENDER PREFERS THIS)


·       WE CAN HELP AFTER DISCHARGED


·       MUST HAVE A FULL TIME JOB (NO MORE THAN 2 DIFFERENT JOBS IN THE PAST 2 YEARS)


·       MUST HAVE INCOME OF $2500.00 DOLLARS A MONTH GROSS FOR SINGLE APPLICANTS


·       MUST HAVE INCOME OF $3000.00 DOLLARS A MONTH GROSS FOR JOINT APPLICANTS


·       WE MUST KNOW IF YOU HAVE STUDENT LOANS


·       WE MUST KNOW IF YOU HAVE ANY BACK TAXES


·       WE MUST KNOW IF YOU HAVE ANY 401 K LOANS


·       WE MUST KNOW IF YOU HAVE ANY CHILD SUPPORT GARNISHMENTS


·       WE MUST KNOW IF YOU ARE RETURNING OR REAFIRMING ANY AUTOMOBILES


·       MUST BE ON A LEASE AGREEMENT FOR RENT, IF NOT THE LENDER BUDGETS FOR $1000.00 DOLLARS RENT (CANNOT BE LATE FOR MORE THAN 1 TIME IN THE LAST 6 MONTHS, POSSIBLY CAN WORK AROUND THAT, BUT NEED TO KNOW!)


·       EXCEPTIONS ARE DONE ON CASE BY CASE BASIS! EVERYONE IS AN INDIVIDUAL!


CHAPTER 13 PROGRAM


·       PLAN MUST BE CONFIRMED IF JUST FILING


·       MOST GUIDE LINES ARE THE SAME AS CHAPTER 7


·       MUST HAVE COURT OR JUDGES APPROVAL


·       WE CAN GIVE YOU A PROPOSAL TO SEND TO COURT


·       CANNOT GIVE INDIVIDUAL CAR BECAUSE CAR CANNOT BE HELD WHILE WAITING FOR COURT APPROVAL


WHEN APPLYING FOR CREDIT


·       ALL INFORMATION MUST BE PROVABLE! SO MAKE SURE ALL OF YOUR INFORMATION IS ACCURATE


·       ANY SPECIAL CIRCUMSTANCES, PLEASE PUT IN THE COMMENT SECTION


·       ALSO WRITE IN THE COMMENT SECTION WHAT YOU ARE TRYING TO ACCOMPLISH (EXAMPLE: IF YOU HAVE TRADE, MONEY DOWN, ETC)


·       IN THE INCOME SECTION PUT YOUR YEAR TO DATE GROSS ALONG WITH PAYPERIOD ENDING DATE FOR THAT CHECK IN THE COMMENT SECTION


·       MUST HAVE A GOOD CONTACT NUMBER TO EXPIDITE


·       WE WILL CONTACT YOU WITHIN 24 HOURS


PROCEDURE


·       WE WILL CONTACT YOU TO MAKE AN APPOINTMENT SO THAT WE MAY BETTER SERVE YOU


·       WHEN YOU COME IN WE WILL GO OVER INTEREST RATES, AND VEHICLES THAT FIT INTO THE PROGRAM GUIDELINES


·       WE TRY TO PRESENT YOU WITH LATE MODEL, LOW MILAGE, IN FACTORY WARRENTY VEHICLES,YOU WILL KNOW THE PAYMENT BEFORE YOU DRIVE THE VEHICLE ( WHY NOT? WHY DRIVE A VEHICLE THAT YOU CAN’T AFFORD?)


SUMMARY


MY NAME IS JIMMY KAVADAS AND MY ASSISTANT IS NICKY ROBERTSON. I HAVE BEEN IN THE AUTO INDUSTRY FOR 35 YEARS. I HAVE BEEN BANKRUPT. I KNOW THE FEELING OF BANKRUPTCY AND NO ONE WANTS TO GO BACK THERE. I KNOW THE PROCEDURE IN GETTING YOUR CREDIT BACK JUST LIKE YOUR EVERYDAY JOB HAS A PROCEDURE TO COME OUT PERFECT EVERY DAY. LET ME ASK YOU A QUESTION; IF I BORROW A HUNDRED DOLLARS FROM YOU AND DON’T  PAY YOU BACK ON THE DUE DATE, WOULD YOU LOAN ME ANOTHER HUNDRED DOLLARS? NOW IF I WERE SICK AND CALLED YOU AND PAID YOU WHEN I GOT BACK ON MY FEET, I FEEL THAT IS CREDIT WORTHYNESS. THIS IS JUST ONE EXAMPLE. THERES MORE TO IT I CAN’T EXPLAIN OVER THE INTERNET. PLEASE FILL OUT YOUR APPLICATION. THANKS SO MUCH

Apply for Credit | Contact US | Vehicle Inventory | Hours of Operation
Apply for Credit | Contact US | Vehicle Inventory | Hours of Operation
The Credit Repairman - Jimmy Kavadas
                                                                                                                          Weiss Toyota/Scion of South County