Be sure to have all of the information ready when filling out the credit application.  You may print out the information below or keep the browser window open while completing your credit app.   Open the Credit Application and then follow along with me by clicking on my tutorial.

If you have any credit issues at all, fill this form out and Jimmy Kavadas will call you back. We have helped hundreds of people get nice vehicles, even if you have a credit issue!

• Will you have a Co-signer?
• If yes, we will need all the same information as below on your co-signer.
• Are you married?
-First Name

• Last Name
• Birth date
• Social Security Number
• Address, City, State, Zip (must be at least 2 years residential history)
• How long have you lived at your residence?
• Home Phone, Cell Phone
• Name of employer
• Position at employer (2 years work history)
• Work phone
• How are you paid? (Weekly, Bi-weekly, Semi-monthly)
• What is your YEAR TO DATE GROSS monthly income?

-Look on your paycheck stub, it will say YTD income. This is how much you have made so far this year before taxes.

• We need your YTD gross
• We also need the date of that check.
• How long have you worked there?
• Do you have other income? (Court ordered child support, SSI, Disability)
• Do you rent or own your home? (or live with relatives)
• If you live with relatives, who do you live with?
• If you own, who is your mortgage holder?
• How much is your rent or mortgage payment?
• Have you had any repossessions in the last year? (If yes, put in comments box on application)
• Have you filed bankruptcy?
• If yes, what year?
• Do you have a vehicle now?
• If yes, do you want to trade?
• If you want to trade: Do you still owe on the vehicle?
• If yes, who is the vehicle financed through? How much do you owe (roughly)?