CHAPTER 7 PROGRAM
WHEN DO YOU NEED OUR HELP…….
WE HAVE PROGRAM THAT WILL ALLOW YOU TO FINANCE AN AUTOMOBILE BEFORE YOUR BANKRUPTCY IS
DISCHARGED
OR, WE CAN HELP YOU AFTER YOUR BANKRUPYCY IS DISCHARGED
OR, WE CAN HELP RIGHT AFTER YOUR MEETING OF CREDITORS (LENDER PREFERS
THIS)
¨ YOU MUST HAVE A FULL TIME JOB (NO MORE THAN 2 DIFFERENT JOBS IN THE PAST 2 YEARS)
¨ MUST HAVE GROSS INCOME OF $2,500.00 DOLLARS A MONTH FOR SINGLE APPLICANTS
¨ MUST HAVE GROSS INCOME OF
$3,000.00 DOLLARS A MONTH FOR JOINT APPLICANTS
¨ WE MUST KNOW IF YOU HAVE ANY STUDENT LOANS
¨ WE MUST KNOW IF YOU HAVE ANY BACK TAXES
¨ WE MUST KNOW IF YOU HAVE ANY 401K LOANS
¨ WE MUST KNOW IF YOU HAVE ANY
¨ WE MUST KNOW IF YOU
ARE RETURNING OR REAFIRMING ANY AUTOMOBILES
¨ IF YOU RENT, YOU MUST BE ON A LEASE AGREEMENT, IF NOT
THE LENDER BUDGETS FOR $1,000.00 DOLLARS A MONTH FOR RENT (CANNOT BE LATE FOR MORE THAN 1 TIME IN THE LAST 6 MONTHS, POSSIBLY CAN
WORK AROUND THAT, BUT NEED TO KNOW!)